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Job Description

You Lead the Way. We’ve Got Your Back.

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways.  Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible - and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.

Finance Manager (Global Business Financing and Supplier Payments), Risk Finance

The Risk Finance Manager role will be responsible for providing decision support and business analysis support to Risk Management (including the Global Commercial Chief Credit Officer) and Marketing teams. This role will focus on all aspects of loss provision forecasting for Global Business Financing and Supplier Payments portfolios, including: delinquency, net write-offs and credit reserves.  This role will have the opportunity to present results/analyses to the Global Commercial Chief Credit Officer, as well as multiple senior leaders in the LFO/CP&A teams.  In this role, you will have the opportunity to perform timely analytics, gain knowledge about the CECL reserve framework, adapt processes for / manage transition to upcoming Digital Banking Product Suite launch (Kabbage integration), and building financial forecasts to aid in investment decisions.

Responsibilities:

  • Forecast Credit Loss Provision; present month-end results to Finance and Risk partners.
  • Provide analytical and decision support for ongoing Risk Management activities including Underwriting, Customer Management and Credit & Collections.
  • Maintain close partnerships with all Chief Credit Officers
  • Identify strategic opportunities to enhance profitability through detailed analysis of customer behaviors and actions.
  • Provide thought leadership in the development of all CBAs to support RIM Business Transformation activities and create the tracking to ensure expected outcomes are achieved.
  • Enhance profitability framework to better optimize risk decisions
  • Enhance Credit Reserve Methodologies and Credit related accounting policies to ensure compliance with latest standards and regulatory practices
  • Work cross-functionally on projects across the Global Risk Finance organization to help AXP meet its long term growth targets

Minimum Qualifications

  • Bachelor degree required
  • 5+ years direct experience with financial background
  • Excel - Advanced (comfortable with manipulating large data sets, pivot tables, V-Lookups, charts, graphs and financial modeling)
  • PowerPoint - Advanced (be able to manipulate power point to work hand in hand with excel)
  • Presentations - must be able to create at a professional level and present to senior management.
  • Strong collaborative skills, both within the team, as well as across Finance teams required. 
  • Strong analytical, organizational and problem solving skills with the ability to multitask while meeting all business and regulatory deadlines.
  • Must be able to apply quantitative techniques and financial modeling skills to translate data into meaningful business dynamics and/or solutions.  Solid financial, analytical, conceptual and problem solving skills
  • Have the ability to work in an environment with some ambiguity
  • Self-starter and highly proactive person who can operate on multiple, confidential, diverse fronts simultaneously and with careful attention to detail
  • Experience in handling and synthesizing complex information
  • Flexibility to function in a fast-paced environment with a high energy team and tight deadlines

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, age, or any other status protected by law.

 


ReqID: 21003607
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Feb 23, 2021, 4:32:02 PM