American Express Careers

Financial Analyst II

New York, New York

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Job Description

The Sr. Financial Analyst role will provide analytical support for the USCS Chief Credit Officer within Risk and Information Management Group (RIM), as well as the USCS Business LFO and Business Transformation Team. It will also provide decision-support, with a strong emphasis on developing analytics that identify trends in the portfolio which can be used to optimize Business and Risk decisions.
Responsibilities include:
  • Develop and present business cases (CBA’s), in partnership with RIM, for new projects and initiatives
  • Manage forecasting and analysis of Loss Provision and Credit Reserves for the US Card Portfolio.
  • Provide credit related analytical support for major business initiatives.
  • Build core competency in analyzing data at the customer level (primarily via SQL)
  • Develop and present key analyses and monthly provision results to senior management


  • 1+ years of experience with previous card/risk management experience
  • Bachelor's degree required
  • Successful candidate will have proactive "can do" attitude and strong background in financial analysis.
  • Must be able to translate ideas into understandable business solutions, and demonstrate thought leadership in developing value added analyses.
  • Must be results driven and proactive with the ability to manage multiple projects and work within tight timelines. 
  • Able to think strategically and have the relationship skills necessary to partner and drive results in a cross-functional team environment.
  • Excellent oral and written communication skills and ability to present on a regular basis to senior management.
  • Experience working with Amex systems (Essbase, TM1) is a plus

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

ReqID: 18001791
Schedule (Full-Time/Part-Time): Full-time
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