American Express Careers

Manager/Senior Manager, International Commercial Card Lending - Risk Management

New York, New York
Operations Risk Management

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Job Description

 The incumbent’s key responsibilities will include:

  • Deployment of credit risk strategies for commercial card lending (including Lending on Charge) for international markets. These include  
    • Preparation and deployment of credit risk strategies for new card products in international markets
    • Leading and managing core lending underwriting and related functions, including; Line Assignment, Proactive Line Increase, Reactive Line Increase) for new card products in international markets.
  • Drive in-depth analytics for opportunity sizing of new initiatives and launches for international commercial card lending products
  • Prioritize initiatives across markets based on opportunity sizing and resource availability 
  • Partner across risk teams and work closely with US Commercial Card Lending risk team, Non-card lending risk team and International CCO teams
  • Partner closely with product, marketing, compliance, and other key stakeholders


  • Knowledge of credit risk, overall economics and P&L levers of a card lending business
  • Knowledge of commercial business and AXP risk capabilities is preferred
  • Prior experience in risk management, with an emphasis on underwriting is preferred
  • Strong analytical skills and an innovative approach to solving both practical and theoretical problems
  • Ability to build strong working relationships, operate in large cross-functional teams, and influence colleagues to drive change
  • Masters in an analytical field preferred

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

ReqID: 18002957
Schedule (Full-Time/Part-Time): Full-time
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