American Express Careers

TCPS Analyst I

Gurgaon, India
Customer Care Operations

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Job Description

American Express is a global services company and the world’s largest card issuer. Our direct relationships with many millions of consumers, businesses and merchants worldwide - combined with our leading edge marketing, information management and rewards capabilities - enable us to offer an array of valuable services that enrich lives, build business success, encourage financial responsibility and create communities of people with common interests.

American Express for 9th consecutive year has been voted among India’s top 10 workplaces by the Great Place to Work institute. In recognition of our consistent performance, we were nominated to the Great Place to Work “Hall of Fame”.

At American Express, we serve customers, not transactions. We’re widely known for providing superior customer service and have been recognized for a number of achievements including being ranked highest in customer satisfaction within the credit card industry by J.D. Power for seven consecutive years.

A career at American Express is rich in experience and offers opportunities to build lasting relationships with our customers.

Come join us and realize your potential.



• This role is for Prepaid Servicing & Operations team, CFN part of GSN
• There will be extensive focus to providing superior servicing to sellers and customers globally for prepaid products (Traveler’s Cheque, Gift cards, Travel card)
• Professionally receive and respond to sellers and customers queries globally (sellers- re-supplies, settlements, encashment assistance, acceptance and any other related matters. Refer sellers promptly and courteously to relevant departments where necessary. customers - queries relating to lost/stolen investigation claim, redemptions, authorization calls , refund, general product queries)
• Ensure delivery of quality customer service at all times by achieving appropriate service levels (as per laid out guidelines) and exceed quality standards on a consistent basis
• Follow up with key linkages and the sellers to collect the funds due to American Express and assist Reconciliation team in resolving the exceptions.
• Hold monthly, quarterly calls with Key selling partners in the region to build relationship, continually check for acceptable quality service levels and address concerns
• Review and analyze requests received from Business partners and Customers globally for negotiated Traveller’s Cheque and make informed decision to pay or decline the request post determining if all the compliance requirements are met
• Determine the payment method and accurately process the payments after verifying the bank information
• Strict adherence to all compliance and regulatory requirements
• Prepare and review all refund related bank transfers and manual voucher checks for approval.
• Liaise with various departments e.g. Finance, Item Processing, Paid reconciliation, Risk, Distribution Units and Fraud so as to resolve cases
• Maintain rigorous focus on control and ensure compliance to all policies and procedures. Maintain proper audit trails for all requests processed
• Support the Client Management team in various regional projects
• Interpret risk or fraud data to determine exposure and act to balance service and risk, ensuring appropriate and cost effective decisions and alerting corresponding systems to prevent additional exposure
• Support Six Sigma initiatives in the region

This role may be subject to additional background verification checks.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


Graduate and should be proficient in Korean language with 0-5 years of experience (written/oral)
• Strong bend of mind on customer servicing and relationship care philosophy
• Ability to work under pressure in a deadline-driven environment and maintain strong attention to detail
• Ability to work with cross functional team in a 24/7 working environment. Candidate should be open working in rotational shifts and work over the weekend
• Good oral and written communication skills in both English & Korean
• Good listening and decision making skills
• Ability to handle escalated issues politely and courteously to achieve a balance between promise fulfilment and risk
• Must be a self-starter, organized, detail oriented, exceptional time management skills, and able to follow up on multiple priorities simultaneously to accomplish all tasks without sacrificing quality
• Ability to work independently with minimum supervision and willing to flex hours based on business needs
• Strong analytical and negotiation skills
• Strong ability to be resilient, flexible and decisive
• Sound knowledge of MS Office applications (MS Excel, Power Point, MS Word, etc)
• Prior background in customer servicing/working in financial institutions would be preferred      

ReqID: 18003510
Schedule (Full-Time/Part-Time): Full-time
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