American Express Careers

Analyst/ Senior Analyst, Credit and Fraud Risk

Phoenix, Arizona
Operations Risk Management

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Job Description

Team: Credit and Fraud Risk


Job Responsibilities


Analysts in Credit and Fraud Risk management will be:

  • Responsible for providing analytical support to mitigate risk, enable revenue growth, and drive profitability through diverse analytical projects
  • Integrating new data sources and capabilities to drive key business decisions
  • Expected to develop disciplined monitoring of credit and fraud risk metrics at the portfolio level, as well as across key stages of the customer lifecycle such as underwriting and customer management, and perform root cause analyses of concerning trends to identify performance drivers
  • Collaborating with multiple partners including Finance, Technology, and other cross-functional teams across the company.  They will work with colleagues to design and implement risk control strategies based on statistical, financial, and economic analysis.


  • Bachelor’s degree in finance, accounting, economics, engineering, or statistics from a top tier university with high GPA
  • 0-2 years of experience in credit/fraud risk management at a financial institution.  More than 2 years of relevant experience for the Senior Analyst role
  • Strong analytical and problem-solving skills – must have the ability to compile, analyze, research, and link complex issues
  • Demonstrated ability to work effectively in high pressure situations and handle multiple priority assignments simultaneously
  • Must be a self-starter
  • Proven team skills including the ability to work effectively across geographical boundaries – must have proven collaborative skills, and flexibility to adapt to a dynamic environment
  • Excellent communication skills, both written and verbal with the ability to effectively communicate at all levels
  • Willingness to learn and master new systems and processes
  • Knowledge of Microsoft Office applications required
  • SQL skills or other programming experience (e.g., Hive, SAS, R, Python) preferred

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.  

ReqID: 18013090
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Aug 27, 2018, 4:23:27 PM
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