American Express Careers

Analyst-Risk & Info Management

To, Japan
Operations Risk Management

Job Description

Why American Express?
There’s a difference between having a job and making a difference.
American Express has been making a difference in people’s lives for over 160 years,
backing them in moments big and small, granting access, tools, and resources to take
on their biggest challenges and reap the greatest rewards.
We’ve also made a difference in the lives of our people, providing a culture of learning
and collaboration, and helping them with what they need to succeed and thrive. We
have their backs as they grow their skills, conquer new challenges, or even take time to
spend with their family or community. And when they’re ready to take on a new career
path, we’re right there with them, giving them the guidance and momentum into the
best future they envision.
Because we believe that the best way to back our customers is to back our people.
The powerful backing of American Express.
Don’t make a difference without it.
Don’t live life without it.
The incumbent will be responsible for managing risk throughout the lifecycle of American Express’ credit products by supporting the market to drive profitable business growth while effectively managing credit losses to acceptable levels and providing an outstanding customer experience to our Cardmembers.
Job Responsibilities (Essential Functions):
  • Providing analytical support to mitigate risk, enable revenue growth, and drive profitability through diverse analytical projects
  • Integrating new data sources and capabilities to drive key business decisions
  • Develop disciplined monitoring of credit risk metrics at the portfolio level, as well as across key stages of the customer lifecycle such as underwriting and customer management, and perform root cause analyses of concerning trends to identify performance drivers
  • Collaborating with multiple partners including Finance, Technology, and other cross-functional teams across the company.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


Required Qualification:
  • Strong analytical and problem-solving skills – must have the ability to compile, analyze, research, and link complex issues
  • Demonstrated ability to work effectively in high pressure situations and handle multiple priority assignments simultaneously
  • Must be a self-starter
  • Proven team skills including the ability to work effectively across geographical boundaries.
  • Excellent communication skills.
  • Willingness to learn and master new systems and processes.
  • Knowledge of Microsoft Office applications required.
  • Programming experience (e.g. SQL, Hive, SAS, R, Python, etc.) a plus.
  • Japanese language skills a plus.
Education Requirement:
  • Bachelor’s degree required in Computer Science, Math, Statistics, Engineering, Economics or similar quantitative field of study.
  • Advanced degree in Business, Finance, Statistics, Economics, Engineering or Mathematics or equivalent experience in similar business a plus.
ReqID: 18013137
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Aug 28, 2018, 3:12:37 AM