American Express Careers

Consumer Credit Risk Specialist

Roma, Italy
Operations Risk Management

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Job Description


This position, based in Rome, will integrate in the local Risk Management team being focused on Consumer Business, managing the Net Loss Provision and ensuring effective execution of strategies and policies. This primarily refers to understanding drivers of the credit indicators for the portfolio and the implications on trends/forecast and monitoring the true experience of customers in the market, diagnosing problems and identifying opportunities for improvement - then working with partners to implement. The Analyst will support Risk Managers in assessing the key drivers in the credit trends, implementing risk-driven underwriting and portfolio strategies to profitably grow billed business and improve the Customer experience in close collaboration with central Risk teams and business partners such as Credit, Operations, Compliance. The role offers a unique opportunity to gain experience across the risk life cycle and to interact with a wide range of business partners across all levels within the organization.


Qualifications


The successful candidate will possess:

  • Minimum 3 years' experience
  • Knowledge of credit and commercial Bureau
  • Knowledge of SAS or SQL
  • Experience in the credit card lending industry would be an advantage
  • Proven ability to manage, analyze, and interpret data leading to practical and effective business strategies
  • Strong project management and project execution skills
  • Excellent written, verbal, and presentation skills (fluent English is a must)
  • Strong communication skills, partnership and influencing abilities, and the creativity, motivation, and vision necessary to translate business strategies into reality
  • Ability to work in a multinational environment with a wide range of people at all decision-making levels

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


Why American Express?


Talk to our people and you’ll find out what we’re really all about. Open, creative, risk-taking, collaborative and innovative are just some of the expressions you’ll hear. It’s our culture that makes American Express an outstanding place to work, and a big part of why we regularly win best workplace awards all over the world – including Great Place to Work Italia’s Best Workplace amongst Large Companies ranking 1st in 2018 and Best Workplace for Millennials awards in 2017. If you’re ready to take on a challenge and make an impact, you owe it to yourself to launch or grow your career here.



ReqID: 18014278
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Oct 23, 2018, 2:27:47 AM
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