American Express Karrieren

Analyst, Consumer Risk Management (m/f), Frankfurt am Main

Frankfurt am Main, Deutschland
Geschäftsbetrieb Risikomanagement


To support our team we are currently looking for a Analyst, Consumer Risk Management (m/f), Frankfurt am Main.


Why Risk Management?


Risk management decisions have a significant impact on the profitability of the business. That’s why we don’t guess, we trust the data, insight, analytics and abilities of the finest risk management team. We believe that knowing the risks is how you’ll make the right decisions for the future of our company, our customers’ companies and your career.


As a Risk Analyst you will develop strategic insights by leveraging data analytics (i.e. analyse spend patterns of specific segments, score Cut-offs, review portfolio loss trends, analyse incoming application portfolio). You will use data analytics to understand underlying credit risk indicators for the consumer portfolio and implications on trends/forecasts. Your role will also include regular reviews, diagnosing problems and identifying opportunities for improvement and then working with partners locally as well as globally to implement various portfolio optimization projects.


Furthermore, as a member of the Risk Management team broadly in Europe and in International, you will work closely with risk colleagues across the globe to learn and deploy best practices from other regions. You will implement risk-driven strategies to profitably grow billed business, reduce unnecessary point of sale disruptions, and improve customer experience in close collaboration with central Risk teams that develop state of art decision science tools and risk capabilities. You will also work in close collaboration with business partners such as digital acquisition, engagement, business development, operations, compliance etc.


This is both an exciting and rewarding role that offers a great opportunity to gain experience across the risk life cycle and to interact with a wide range of business partners across levels within the organization.


Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


Key Skills and Competencies required:

  • Advanced degree in business, finance, statistics, economics or mathematics or equivalent experience in similar business is preferred.
  • First experience in Credit Risk management or Data analytics.
  • Well rounded understanding of data exploration and statistical techniques
  • At least one statistical program like SAS, Stata, R, Python, SPSS.
  • Self-starter with strong problem solving skills and enjoys number crunching.
  • Communicates effectively and enjoys working in a cross functional environment.
  • Fluency in English and good German language skills are required.


At American Express you’ll be rewarded with an excellent package and will enjoy all the competitive benefits, training and career opportunities you’d expect from such a diverse and successful international organisation.


Please note that you can attach up to 4 documents with a maximum of 488 kb each.


ReqID: 18015330
Schedule (Full-Time/Part-Time): Vollzeit
Date Posted: 09.10.2018, 17:01:00