American Express Careers

Analyst / Sr. Analyst - Product Owner, Early Pay

New York, New York
Digital Commerce Marketing

Apply Get Referred

Job Description

American Express creates innovative solutions that provide businesses with the powerful backing to support their growth. Our Product Development team in Global Business Financing (GBF) operates as an agile FinTech group within the broader Global Commercial Services organization to develop capabilities, platforms and digital products for a fast-growing segment of American Express.
We have embarked on a bold agenda to develop our supply chain financing and dynamic discounting products to delight and surprise our commercial clients. You would be a vital part of this important transformation as we look for a Product Owner that will help translate our vision and customer needs into actionable plans for development of capabilities for our industry leading financial products.
  • Support the team in developing the Early Pay product through the lifecycle from feature concept to launch and ongoing management. This includes the gathering of customer insights and the creation of user stories, the creation of compelling business cases to influence successful prioritization of investment funds, BAU product management and product roadmap formulation
  • Create clarity for Product Development & Operations, Marketing, Sales, Account Development, Risk and Technology in articulating the needs Supply Chain Finance solves for and its commercial value to buyers and suppliers and industries
  • Participate in cross-functional teams to design and deliver Supply Chain Finance products to market with speed and agility, including with American Express Technology teams
  • Work closely with operations to ensure flawless execution of payment, fulfillment and risk actions
  • Present Early Pay to American Express’ various business units and help the team become the champion of the product internally
  • Continuously assess competitor offerings in market place and develop plans to differentiate product offering
  • Reports to the Manager, Product Owner for Supplier Interfaces and Early Pay, Business Financing
  • Some travel required (5%)


  • Understanding of Supply Chain Finance, Dynamic Discounting, Reverse Factoring and related invoice-based financing options is nice to have, but not required. 
  • Understanding of B2B payment and financing products, preferably with product development experience
  • Strong interpersonal, relationship management, and conflict resolution skills; with demonstrated instances of gaining buy-in for product strategies
  • Pragmatic, direct approach and a track record of solving problems and implementing solutions in a highly matrixed business environment
  • Strong customer focus; the ability to view issues from a customer lens
  • Strategic thinker and self-starter with strong problem solving, analytical and decision making skills, with demonstrated ability to meet deadlines, excel in a complex fast paced, team-oriented environment with rapidly evolving business demands while maintaining high standards of personal excellence/integrity
  • Ability to define a set of requirements that pinpoint business challenges and develop recommendations to influence senior leadership
  • Excellent oral and written communications skills and proven ability to communicate effectively to audiences with varied backgrounds
  • Educational requirement: Bachelor’s of Science in Engineering, Computer Science, Economics or related discipline preferred

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

ReqID: 19006386
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Apr 12, 2019, 12:34:20 PM
Apply Get Referred