American Express Careers

Compliance Analyst

Madrid, Spain

Job Description

It is essential that candidate has an excellent understanding of Spain’s AML regulations.  Working knowledge of Payment Services regulations desirable.

As a member of the Spanish compliance team, the candidate will assist in handling a variety of compliance related matters mostly on the merchant acquiring European business operations, assist in the implementation of Enterprise and business policies and procedures to achieve compliance with legal obligations and Company policy.  Undertake Compliance monitoring and testing, support any compliance-related internal or external audits as well as regulatory inspections, define and support implementation of corrective action plans, provide guidance to the business and perform compliance-related training programs.

More precisely, the position will have responsibility to assist the Spanish Compliance team in working closely with business resource to oversee and approve the Partner/agent due diligence processes, ensuring that these are of an acceptable standard to enable the business to proceed to contract. 

Registration and oversight of the acquiring business engagement with agents across the European jurisdictions, including:

  • Coordination with merchant business for fulfilment of the agent Due Diligence process

  • Coordination with merchant business for collection of agents Directors Honourability assessments and any other applicable elements of the licence application requirements

  • Preparation and accurate filing of Bank of Spain forms.  Liaison with BoS Registry department to obtain successful approval of applications

  • Onboarding of approved new agents at BoS online agent register

  • Support European colleagues (compliance and business) in the oversight of agents ongoing performance at first and second line controls

  • Ongoing compliance input to business on impact analysis for new acquiring business models if under Spain Regs


Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


Required skills:

  • At least 5 years of working experience on AML related matters in a Credit or Payment institution

  • University degree (combined law and economics degree would be a plus)

  • Analytical skills. Proficient on MS Office

  • Knowledge of company operating processes within a multinational company such as Amex is a plus

  • Strong communication skills (verbal and written)

  • Fluency in English, both verbal and written is a must

Why American Express?

There’s a difference between having a job and making a difference.


American Express has been making a difference in people’s lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.


We’ve also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they’re ready to take on a new career path, we’re right there with them, giving them the guidance and momentum into the best future they envision.


Because we believe that the best way to back our customers is to back our people.


The powerful backing of American Express.

Don’t make a difference without it.

Don’t live life without it.


Proud to be recognized by Great Place to Work España - Ranked 2nd of overall Best Companies. 

ReqID: 19006442
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Apr 29, 2019, 3:51:09 AM