Netherlands/Belgium Consumer Credit Risk Manager

Job Description


American Express The Netherlands is certified by the Top Employer Institute as a Top Employer! We are recognized for proven excellence in employee conditions and developing talent at all levels of the organization.


American Express is a global service company, providing customers with exceptional access to products and experiences that enrich lives and build business success.

 

To support our teams in Amsterdam and Brussels we are currently looking for a Manager, Consumer Credit Risk Management - Netherlands& Belgium

 

Why Credit Risk Management

 

Credit Risk management decisions have a significant impact on the profitability of the business. That’s why we don’t guess, we trust the data, insight, analytics and abilities of the finest risk management team. We believe that knowing the risks is how you’ll make the right decisions for the future of our company, our customers and your career.

 

This is a Manager role based in Amsterdam and reporting into the Chief Credit Officer of France and Benelux who is based in Paris. The incumbent will be responsible for managing the Credit Loss Provision by ensuring effective strategies and policies for the Consumer Card businesses in the Netherlands and Belgium.  You will own initiatives to profitably grow our business, reduce unnecessary point of sale disruptions, and improve the customer experience in close cooperation with our Central Risk teams, that develop state of art decision science tools and risk capabilities.

 

As a key member of our Credit Risk Management team in Europe you will undertake in-depth analytical projects using Big Data to find patterns and trends that lead to smarter business decisions. You will also work closely with the market leadership teams and other business partners such as sales, marketing, operations, compliance  etc to ensure appropriate risk return trade-offs are in place to profitably grow the Consumer business  . This will require a deep understanding of the credit risk of the consumer portfolio as well as  strong stakeholder management skills.

 

Further, you will collaborate with credit risk colleagues across the globe to learn and deploy best practices from other regions.  This is an exciting and rewarding role that offers a unique opportunity to gain experience across the risk life cycle and to interact with a wide range of business partners across all levels within the organization.


Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


Qualifications


  • Advanced degree in business, finance, statistics, engineering, economics or mathematics or equivalent experience in a similar business is preferred
  • Ability to develop credit risk strategies and reach alignment with internal business partners
  • Deep understanding/experience of credit risk management principles and methods, experience in Consumer or Retail lending
  • Strong analytical and problem solving skills  and the ability to manage multiple projects simultaneously
  • Well-rounded understanding of data exploration and statistical techniques having at least worked with one statistical program like SAS, Stata, R, Python, SPSS etc
  • Self-starter with an ability to work in a dynamic, fast changing environment, with a strong attention to detail, communicate effectively and work well in a cross-functional environment
  • Fluency in Dutch and English required

Why American Express?

There’s a difference between having a job and making a difference.

 

American Express has been making a difference in people’s lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.

 

We’ve also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they’re ready to take on a new career path, we’re right there with them, giving them the guidance and momentum into the best future they envision.

 

Because we believe that the best way to back our customers is to back our people.

 

The powerful backing of American Express.

Don’t make a difference without it.

Don’t live life without it.


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ReqID: 19016358
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Sep 10, 2019, 5:00:50 AM