Senior Manager Compliance

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Job Description

Do the right thing for our customers, our company and your career.

This position will support the Money Laundering Reporting Officer (MLRO) for the UK entities, American Express Services Europe Limited (AESEL) and American Express Payment Services Limited (AEPSL), in the continued development, growth and maintenance of an effective AML Compliance Programme consistent with applicable to FCA legal and regulatory requirements.


The position is responsible for the UK nominated officer responsibilities in the management and investigation of suspicious activity reports and other inputs and or alerts and where appropriate, make the decision on behalf of the MLRO, in relation to fulfilling their obligations to submit Suspicious Activity Reports to the National Crime Agency as required under all relevant legislation.        




  • To support the UK MLRO in the management and strategic planning for the function, including capacity management, and the review, enhancement and implementation of risk-based prevention and detection procedures, systems and controls

  • Own and maintain the operational procedures undertaken by the UK AML team, ensuring they meet legal requirements and are maintained and regularly updated

  • Manage, develop, coach and motivate the UK AML analysts, ensuring acceptable performance standards and appropriate behaviours are exhibited at all times.  Ensure that all analysts are trained and competent in the current operational procedures. Develop and maintain a working knowledge of relevant laws, regulations, standards and policies relevant to AESEL, AEPSL in the area of AML and Counter Terrorist Financing (CTF)

  • Responsible for the oversight over the UK AML team operations, defining SLA’s and performance targets. ensuring that SLAs and performance targets are effectively monitored and achieved through an effective quality assurance and controls framework

  • Oversee and personally conduct complex investigations to manage and mitigate any risk, ensuring we are regulatory compliant

  • Assist in the management of key regulatory relationships as required 

  • Provide guidance to business units as necessary on AML/CTF Compliance issues and assist in resolving any issues that arise 

  • Assist in the communication and implementation of policies and procedures to achieve compliance with AML/CTF laws and regulations 

  • Provide effective, proportionate and relevant MI to ensure Senior Management understand their AML/CTF Risks

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


  • Ability to operate in a complex matrix environment

  • Ability to work on multiple workstreams at the same time

  • Ability to work on own initiative and ensure plans remain on track

  • Foster positive relationships with the business and other areas of the company

  • Provide strong internal communication on AML/CTF compliance policies, strategy, goals and program development

  • Positively represent AXP during external forum and meetings to reflect strong market positioning from a regulatory perspective on AML/CTF matters, whether to regulators or competitors

  • Ability to utilize regulatory, industry and corporate expertise to navigate challenges to AML/CTF control environment within the business lines supported

Required qualifications and knowledge:

  • Complete understanding of the requirements of the UK regulatory environment and the wider implications of EU and US laws for AML/CTF relative to the business supported, such as:
  • UK Money Laundering Regulations
  • Proceeds of Crime Act
  • FCA  Financial Crime Guide

  • Knowledge of American Express businesses lines of business and their products

  • University Graduate and/or relevant professional qualification preferred - Law Degree, Compliance/AML Diploma, CAMS Certification with a Legal/Compliance/Control/Auditing background an advantage

Why American Express?

There’s a difference between having a job and making a difference.


American Express has been making a difference in people’s lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.


We’ve also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they’re ready to take on a new career path, we’re right there with them, giving them the guidance and momentum into the best future they envision.


Because we believe that the best way to back our customers is to back our people.


The powerful backing of American Express.

Don’t make a difference without it.

Don’t live life without it.


To complete your application please click on the links below. However, if you require any assistance with the completion of this process – or need any reasonable adjustments to be made – then please contact the Recruitment Team on or 00800 83 000038 (for Russia based candidates 810 800 83 000038).

ReqID: 19017899
Schedule (Full-Time/Part-Time): Full-time
Date Posted: Oct 8, 2019, 2:25:29 PM